Vehicle Loan Add-Ons

When you finance your next new or used vehicle with First Future Credit Union, we wonÕt leave you stranded on the side of the road! Our additional resources and services are just some of the ways that we help keep you worry-free! Take a look at the valuable services we offer to our members:

Credit Life Insurance and Disability Insurance

If something happens to you, who will pay off your debt? With Credit Life and Disability Insurance you can rest easy knowing that your loan payments will be taken care of during unfortunate life situations. At First Future Credit Union, our policy covers up to $750 of your loan payment* and offers you affordable monthly premiums based on your loan amount. There are no physical exams required, and you are eligible for coverage up to 70 years of age.

Mechanical Breakdown Protection (MBP)

Our Mechanical Breakdown Protection safeguards you from expensive auto repairs. Whether you are one or one hundred and one miles from home, you can be assured that our MBP will cover the cost of most repairs. And if you are out of town, our MBP includes Òtrip interruptionÓ service which will help you pay for a rental car, meals, lodging, and 24/7 roadside assistance. There are no limits on claims, and if you sell your car, you have the option of transferring your policy with the car.

Guaranteed Auto Protection (GAP)

What happens if your car is stolen or totaled? Most times, your insurance company will only pay the current market value. Our Guaranteed Auto Protection will pay the difference between balance of you loan, and the value of your car, and will even pay your insurance deductible up to $500. As an added bonus, GAP will also pay you $1,000.00 toward your replacement vehicle**.

For information on our additional auto loan resources, call us at 800/693-3333.

* Loan payment reimbursement available on approved claims.

** $1,000 will only be paid if insurance company does not pay loan balance in full and GAP claim is filed.